1.    Determine your budget: Calculate your income, debts, and savings to determine how much you can afford to spend on a home.

2.    Get pre-approved for a mortgage: This will give you an idea of the price range of homes you can afford and strengthen your bargaining power with sellers.

3.    Hire a real estate agent: An experienced agent can help you navigate the home-buying process and find properties that match your needs and budget.

4.    Start looking at homes: Browse listings online, attend open houses, and drive around neighborhoods to get a feel for the area.

5.    Find your dream home: Once you have a shortlist of homes that you like, schedule visits to see them in person.

6.    Make an offer: If you find a home that you want to buy, work with your real estate agent to make an offer to the seller.

7.    Get a home inspection: Before finalizing the sale, hire a home inspector to ensure that the home is in good condition and identify any potential issues.

8.    Close the deal: Once the inspection is complete and you and the seller have agreed on the terms, sign the closing documents and take ownership of your new home.

9.    Get insurance: Purchase homeowner's insurance to protect your investment and personal belongings.

10.Move in: Pack up your belongings, move into your new home, and start enjoying your new space.

In Summary:

A checklist for first-time home buyers includes: determining budget, getting pre-approved for a mortgage, hiring a real estate agent, looking at homes, finding the dream home, making an offer, getting a home inspection, closing the deal, purchasing homeowner's insurance, and moving in.